Subsidy programs are run by Japanese municipalities, and their pages are in Japanese. Most require residency or registration in the town.
Used Housing Acquisition IncentivePurchase / clearingMax ¥500K50%
Aga Town, Niigata・FY2026
50% of used housing acquisition cost for U/I-turn, newlywed, child-rearing households, max ¥500K (newlywed ¥200K). ¥100K addition per child, etc.
Conditions: Eligible: U/I-turn households, newlywed households, child-rearing households
Program page ↗
Uonuma City Settlement Promotion Subsidy (Akiya Bank Registered Housing Purchase Subsidy)Purchase / clearingMax ¥1M50%
Uonuma City, Niigata
1/2 of akiya bank registered housing purchase cost. From outside city: max ¥1M (newlywed/child-rearing ¥1.5M), current residents ¥300K
Conditions: Purchase city akiya bank registered housing for own residence, intent to live in city 3+ years. Akiya bank housing rent subsidy (¥20K/month, 3 years) also available
Program page ↗
Akiya Utilization Settlement Promotion GrantPurchase / clearingMax ¥250K50%
Tokamachi City, Niigata・FY2025
50% each of akiya acquisition/renovation costs for child-rearing households/out-of-prefecture relocators from outside city, up to ¥250K each. ¥100K bonus for out-of-prefecture child-rearing households
Conditions: Akiya in residential promotion area. Age 60 or under at move-in, apply within 2 years of moving in. Expect to reside 5+ years. Local contractor for renovation
Program page ↗
Subsidy terms change every fiscal year. Always confirm with the municipality before applying.