Subsidy programs are run by Japanese municipalities, and their pages are in Japanese. Most require residency or registration in the town.
Migrant Housing Acquisition SubsidyPurchase / clearingMax ¥500K
Uenohara City, Yamanashi・FY2026・Until March 31, 2030 (within 180 days of moving in)
¥500K base for migrant housing acquisition/existing home renovation. Add-ons for child-rearing, young couples, U-turn (max ¥1M)
Conditions: Resided outside city 5+ years, age 49 or under at move-in. Loan of 10+ years and ¥10M+, join community association. Apply within 180 days of moving in
Program page ↗
Otsuki City Settlement Promotion Used Housing Acquisition SubsidyPurchase / clearingMax ¥200K
Otsuki City, Yamanashi・FY2025・Within 6 months from the date of ownership transfer
3% of used housing acquisition cost (max ¥200K). Add-ons: ¥100K from outside city, ¥300K per child, max ¥400K for young households (total max ¥1.5M)
Conditions: Acquire and reside in used housing in city. Rental/sales purpose, vacation homes, acquisition from within 3rd degree relatives ineligible. Apply within 6 months of ownership transfer
Program page ↗
Subsidy terms change every fiscal year. Always confirm with the municipality before applying.